Car insurance question - adding comprehensive after an accident?

Wow, why so rude? i'm the only person in my family to have a car and no one would explain anything about insurance to me. 1) THANK YOU to those of you who actually explained what fraud is. All i wanted to know was whether or not adding it to a 6-month plan would cover it or not, and now i know. 2) The department of wildlife sued my uncle for hitting an elk, but when my uncle proved the elk ran into him, the dept of wildlife paid him for the damages to his car. So no, my dad wasn't kidding.

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